Downtown Homes under $700,000

Welcome to Downtown, Massachusetts – a vibrant hub where historic charm meets modern living! Nestled in the heart of the Bay State, Downtown MA is not just a place to live; it’s a lifestyle. With its bustling streets, diverse dining options, and rich cultural scene, this region offers something for everyone.

One of the most appealing aspects of Downtown is the variety of homes available, especially for those seeking options under $700,000. From chic lofts in converted warehouses to cozy townhouses with character, the real estate market here is as diverse as its residents. Whether you’re a first-time homebuyer or looking to downsize, you’ll find a range of properties that fit your budget and lifestyle.

The community is known for its friendly atmosphere and walkability, making it easy to explore local boutiques, cafes, and parks. Enjoy weekend farmers' markets, art galleries, and live music events that bring the community together. Plus, with excellent public transportation options, commuting to nearby cities or enjoying a day trip to the scenic Massachusetts coastline is a breeze.

Investing in a home in Downtown means more than just acquiring property; it’s about embracing a community filled with opportunities and experiences. Don’t miss out on the chance to call this dynamic region home. With homes under $700,000 available, your dream living space is just a visit away! Come explore Downtown MA and discover why so many are proud to call this vibrant area their own.

Newest Downtown Homes under $700,000

$549,000

4 Beds ⋅ 2 Baths ⋅ 73587335 MLS

Well located 1787 Gambrel office building directly across from courthouse , 1 block to train and parking garage. Currently used as Attorney At Law Office. Huge plus is the off street parking allowing for 2 car tandem parking. The building also has central air and is within moments to banks, restaurants. Very high "in and out" index. BUyers and buyers agent should determine of a change of usage is possible. Motivated seller!

47 Federal Street, Salem

$375,000

1 Beds ⋅ 1 Baths ⋅ 73586040 MLS

Welcome home to the penthouse condo at the William R. Drew House c.1858. Perfectly located in the heart of downtown Plymouth, you'll be just a short distance away from fine dining, historic sites & attractions, beaches, golf, highway access and more. Enjoy views of Plymouth harbor and beyond from your exterior rooftop deck. Inside, the kitchen has been updated to include quartz counters, tile backsplash, stainless steel appliances and upgraded cabinets. The spacious living room boasts a gas stove, mini split huge closet and wood floor. The primary bedroom features a large walk-in closet, electric heater and wood flooring. Enjoy interior access to your own secure storage area of the basement with private washer & dryer. Low condo fee that includes water, sewer, trash pickup, snow removal and master insurance. Don't miss out on your chance for affordable living in beautiful downtown Plymouth. Showings begin Sunday October 4th at the Open House from 11:30am-1pm. Come see!

14 Washington St Unit 3, Plymouth

$479,900

2 Beds ⋅ 2 Baths ⋅ 73585171 MLS ⋅ ['Canal Place 2'] BLDG.

RARE PRIVATE ROOFTOP DECK, EXPOSED BRICK, ORIGINAL BEAMS. YOUR OWN ROOFTOP ABOVE DOWNTOWN LOWELL. Experience one-of-a-kind loft living in the heart of Downtown Lowell with this striking three-level penthouse offering 2 bedrooms, 2 full bathrooms, and an incredible blend of historic character and modern comfort. From the moment you step inside, soaring vaulted ceilings, exposed brick walls, original wood beams, oversized windows, and dramatic architectural details create a space that feels anything but ordinary. An open, airy layout unfolds across multiple levels, connected by distinctive staircases and lofted walkways that showcase the home’s industrial character while allowing natural light to pour throughout. The spacious kitchen features rich cabinetry, granite countertops, stainless steel appliances, and a generous peninsula with room for seating, creating an inviting space for everyday meals or entertaining. Flexible living areas provide plenty of room to relax, work from home, or create a reading or sitting area overlooking the city. Both full bathrooms offer updated finishes, while in-unit laundry adds everyday convenience. Step outside to your own private rooftop deck, a rare urban retreat perfect for morning coffee, evening cocktails, or simply unwinding above the city. Set in Lowell’s vibrant downtown and Artists District, you’ll be moments from restaurants, bakeries, coffee and book shops, galleries, entertainment, the Lowell Auditorium, Tsongas Center, and the commuter rail. Conveniently located near Routes 93, 495, and 3 and the Lowell Connector, this exceptional penthouse offers easy access throughout the Merrimack Valley and beyond. With convenient access via a pedestrian bridge to the parking garage, this exceptional penthouse delivers the character of a historic loft with the conveniences of modern city living.

200 Market St Unit 29A, Lowell

$255,000

2 Beds ⋅ 1 Baths ⋅ 73584231 MLS ⋅ ['Canal Place Three'] BLDG.

Own a piece of Lowell history at Canal Place 3, a 1908 mill converted to condominiums in 2004 and set within Lowell National Historical Park. This second-floor 2BR/1BA offers true single-level living, with every room on one floor in an elevator building. The kitchen features granite counters, stainless appliances, and a range purchased in 2024, and the bath has been remodeled with a new vanity and lighting. Luxury vinyl flooring and recessed lighting run through the open living/dining area. The second bedroom works equally well as a home office. Two heating and two cooling zones let you set each area to your preference. A laundry room with in-unit washer and dryer doubles as everyday storage, with additional storage on the canal level. The $748/mo HOA covers heat, A/C, hot water, gas, water, sewer, master insurance, trash and snow removal, landscaping, and professional management, bundling most utilities into one monthly payment. One pet per unit is permitted per the condo documents, and off-street rental parking is available in the adjacent covered Hamilton Canal Innovation District (HCID) garage. Canal Place 3 is fully warrantable, and eligible first-time buyers may qualify for MassHousing down payment assistance (income limits apply; ask your lender). Intercom entry and a garden courtyard. Lowell Memorial Auditorium, Merrimack Repertory Theatre, downtown restaurants and galleries, UMass Lowell, and the commuter rail are all nearby. Showings begin at open house October 1, 2026 5-6:30pm

200 Market Street Unit 3211, Lowell

$549,900

3 Beds ⋅ 1 Baths ⋅ 73584225 MLS

CHARM, CHARACTER & LOCATION! Step inside this special 3 BEDROOM antique Plymouth home and experience the warmth and timeless appeal that only a home with history can offer. Beautiful wood floors throughout add warmth and character, while the first-floor bedroom provides flexibility and convenience. The spacious eat-in kitchen is the perfect gathering place for morning coffee, casual meals and entertaining, and the inviting front-to-back living room offers plenty of space to relax and enjoy the home's unique charm. Outside, the beautiful yard is enhanced by established perennial gardens, creating a lovely setting to enjoy the seasons, garden, brick patio and simply unwind. A large two-car garage with additional workspace provides excellent storage and room for hobbies, projects or a workshop. The location is truly special, just a short walk to Historic Downtown Plymouth and the Plymouth Marina, where you can enjoy waterfront strolls, local restaurants, shopping, cafes and all that makes Plymouth such a desirable place to live. Easy access to Route 3 makes commuting and exploring the South Shore convenient. Whether you're looking for a home filled with character, a convenient location close to the waterfront, or the opportunity to enjoy everything Historic Plymouth has to offer, this property delivers a wonderful combination of charm, space and location. Come experience the character and lifestyle that make this Plymouth home so special!

28 Mayflower St, Plymouth

$250,000

1 Beds ⋅ 1 Baths ⋅ 73582230 MLS ⋅ ['Fiske Building'] BLDG.

Welcome to the historic Fiske Building in the heart of Downtown Lowell! This STUDIO LOFT offers convenient single-level living with soaring 12-foot ceilings, hardwood floors, 2020 NEW HVAC and Central A/C, and an open living area filled with bright natural light and character. The kitchen offers tile flooring and easy access to the main living space. Additional highlights include IN-UNIT Washer/Dryer NEW 2023, elevator access, and approximately 104 square feet of private attic storage. The professionally managed, pet-friendly building offers one of its lowest condo fees, which includes hot water, water, sewer, master insurance, exterior maintenance, refuse removal, and more. Conveniently located near UMASS Lowell, shopping, restaurants, public transportation, highways, schools, medical facilities, and the university. Perfect for an Artist's STUDIO!

219 Central Street Unit 2B, Lowell

$388,000

2 Beds ⋅ 2 Baths ⋅ 73580946 MLS ⋅ ['The Birke Building Condominium'] BLDG.

** OPEN HOUSE 10/4 12-2pm. Please call or text 978-726-9663 to be let in.** Beautifully kept Downtown Lowell Loft! Welcome to this stunning loft featuring high ceilings, exposed brick, tall windows and a spacious open floor plan that perfectly blends historic charm with modern living. The unit offers a generous primary bedroom complete with a walk-in closet, along with two full bathrooms, in-unit laundry and central air conditioning for added comfort and convenience. The kitchen is equipped with stainless steel appliances, granite counters and plenty of cabinets for storage. Extra storage unit assigned to unit as well. Ideally located near a variety of retail shops, restaurants, cafés, public transportation and the highway. This downtown gem provides the perfect combination of comfort, convenience, and city living.

61 Market St Unit 3A, Lowell

$399,900

1 Beds ⋅ 1 Baths ⋅ 73580205 MLS ⋅ ['The Essex'] BLDG.

Welcome to The Essex, ideally located in the heart of historic downtown Salem on the Essex Street Pedestrian Walkway. This 1-bedroom, 1-bath condo features a versatile bonus room, large in-unit storage room, four walk-in closets and an open living/dining area with French doors leading to a private patio overlooking the beautifully landscaped courtyard. This is a spacious lower level unit. It has two entries. A private indoor entry and an entry into the landscaped courtyard. Across the courtyard are the community room, indoor heated swimming pool, hot tub, exercise room and a laundry room. The unit has been moderately updated with newer windows, cortex floor, laminated cabinets and a quartz countertop. The spacious bedroom offers excellent closet space. There is an in-unit washer and dryer, and for humid days, a small portable dehumidifier. Take the elevator up one floor to the Essex Street lobby, from there walk out on to Essex Street where you will find a short walk to the commuter rail, Peabody Essex Museum, restaurants, coffee shops, Salem Harbor, and all the shops. Enjoy your condo privacy and all the festivities Salem has to offer. Seller would like to leave the China cabin.

11 Church Street Unit G14, Salem

$455,000

2 Beds ⋅ 2 Baths ⋅ 73579269 MLS ⋅ ['Waterfront Lofts At Boott Mills'] BLDG.

Experience loft living at its finest in the heart of Downtown Lowell. This spacious 2 bedroom, 2 bath condo showcases soaring wood plank ceilings, exposed beams, exposed brick, and oversized arched windows that fill the home with natural light. The open concept living and dining area flows seamlessly into the updated kitchen, featuring stainless steel appliances, stone countertops, gas cooking, and a peninsula with bar seating. The generous primary suite offers a walk in closet and full bath, while the second bedroom and full bath provide flexibility for guests, a home office, or roommates. Residents enjoy outstanding amenities including a rooftop deck, patio, fitness center, game room, and entertainment room with full kitchen. Garage parking is available for lease through WinnCompanies. Ideally located near UMass Lowell, Tsongas Center, restaurants, coffee shops, downtown nightlife, and major highways, this move in ready home blends historic mill character with modern convenience.

130 John St Unit 459, Lowell

250 Sutton Street Unit 250, North Andover

$599,900

3 Beds ⋅ 3 Baths ⋅ 73577743 MLS

LOCATION, LOCATION, LOCATION! Gorgeous 3-bedroom townhome with a separate primary bedroom suite, with close access to Routes 495 and 93! The main level features an open floor plan with the kitchen and dining area located adjacent to the living room. Hardwood flooring extends throughout the main level. The kitchen offers ample cabinetry and granite countertops. The half bath features tile flooring and a granite countertop vanity. The second level offers two generously sized bedrooms, each with a ceiling fan and good-sized closets. The third level includes a private primary bedroom suite with wall-to-wall carpeting, a custom closet, and a spacious primary bathroom. The basement has endless possibilities; it includes a partly finished room with flexible space for an in-home office, gym, or playroom. The attached garage offers convenient interior access. Additional features include central air conditioning. The exterior includes a spacious deck for outdoor furniture and a backyard for outdoor activities and entertaining. OPEN HOUSE: SUN, OCT. 11, 12-3 P.M.

250 Sutton Street Unit 250, North Andover

$449,900

2 Beds ⋅ 2 Baths ⋅ 73577091 MLS ⋅ ['Renaissance On The River'] BLDG.

This is the one you have been waiting for! Rarely available top floor, 2 bedroom, 2 bathroom, remodeled corner unit at Renaissance on the River, with soaring wood-beamed ceilings, expansive windows, and gorgeous city sunset views. And to top it off, this unit comes with - not one - but TWO deeded parking spots. Remodeled kitchen and baths, including hardwood flooring in the living, kitchen and hallway. In-unit laundry and custom window treatments. Amenities include beautiful common rooms, pool tables, fitness area, bike storage, private storage and deeded parking. This beautiful historic "Mural" building was once home to the Lawrence Manufacturing Mills and sits on the Merrimack River, surrounded by beautiful green space and parks, including miles of river walkway right out your back door. Conveniently located near the commuter rail, Lowell Connector, UMASS Lowell and Middlesex Community College. Walking distance to shopping and restaurants. Seller is a licensed MA Agent.

52 Lawrence Dr Unit 601, Lowell

$499,900

2 Beds ⋅ 2 Baths ⋅ 73574145 MLS

Step back in time without sacrificing modern convenience. Built in 1768 for Captain Edward Allen, this exceptional 6-room, 2-bedroom townhome is nestled in the heart of Salem's Historic District, just steps from The House of the Seven Gables, Pickering Wharf, and the historic Ye Olde Pepper Companie. Rich with period character, the home showcases beautifully refinished original King pine hardwood floors, multiple original fireplaces, and timeless architectural details throughout. The elegant dining room features a stunning hand-painted mural depicting Pickering Wharf as it appeared during the home's early years, creating a one-of-a-kind setting for entertaining. Thoughtfully updated for today's lifestyle, the home also offers a renovated kitchen, in-unit washer and dryer, and the perfect blend of historic charm and modern comfort. Rarely does an opportunity arise to own a piece of Salem's rich history in one of its most sought-after locations.

125 Derby Street Unit D, Salem

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